Total employee medical expenses (indicated by a number above each bar) – excludes all company costs.
Medical Plan Cost Estimator
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Use this tool to estimate your annual costs and make an informed decision about which medical plan to choose.
Welcome to Veolia's Medical Plan Cost Estimator tool. The purpose of this tool is to help you estimate your annual out-of-pocket medical expenses and to help you choose the medical plan that may best suit your needs.
We respect your privacy. None of the information you use to calculate your out-of-pocket costs can be collected or tracked, including your expected annual medical care expenses. When you navigate away from the Medical Plan Cost Estimator tool, your information is automatically discarded. You can print your selections and criteria from the Medical Plan Cost Estimator tool. Please keep your printouts secure and use caution when printing to shared printers.
By using this tool, you are automatically agreeing that you understand and accept the following:
Estimates are based on national average medical cost data and most of the specific provisions of the medical coverage options provided by Veolia. Because costs vary by provider and not all service details are included, actual costs may vary from the costs the Medical Plan Cost Estimator tool provides. Actual costs may also vary based on the order in which services are incurred and by the specific family member using a service (if applicable). In the event of any contradiction between the information contained in this tool and the Plan Documents, the Plan Documents shall govern in all cases.
This tool is designed to help you choose the medical plan that is right for you in two easy steps:
Then, you'll be able to see an estimate of what you'll spend annually for the upcoming year under each medical plan option. You can also use the Health Savings Account section to consider how much you should contribute on a before-tax basis to cover your expected medical expenses.
This tool is designed for optimal performance in Internet Explorer 9 and later, and recent versions of Mozilla Firefox and Google Chrome. If you are using an earlier version or a web browser not listed, you may experience errors or be unable to use the tool correctly. In this case, please access the tool again using one of the listed web browser versions.
For optimal viewing, set the screen resolution to 1024 x 768 or higher.
Please note: This Medical Plan Cost Estimator tool is a financial comparison tool that allows you to estimate relative costs across your medical options. Estimates are based on national average medical cost data and most of the specific provisions of the medical benefit options provided by Veolia. Because costs vary by provider and not all service details are included, actual costs will vary from the costs the Medical Plan Cost Estimator tool provides. Actual costs may also vary based on the order in which services are incurred and by the specific family member using a service (if applicable). In the event of any contradiction between the information contained in this Medical Plan Cost Estimator tool and the Plan Documents, the Plan Documents shall govern in all cases. To protect your privacy, your entries are not systematically tracked. Please remember to print any scenarios you want to look at later; your information is lost when you leave this tool, click on "Refresh" or go to another web page.
Bargained Unions: New London, Williamson
20% Capped Unions: Brockton, Cranston, Gresham, Lynn, Novato, Tauton
25% Capped Unions: New Bedford, University of Minnesota, Naugatuck
26% Capped Unions: Wilmington
30% Capped Unions: Atwater
Unions paying standard VNA Rates: Ashland, Big Springs, Bunker Hill, Chicago Biosolids, Detroit, Edwardsville, Fireman and Oilers, Fort Hill, Los Angeles, Mitchel, Nitro, Northeast MD, Philadelphia, Streator, Trenton
Please select the region that best represents where you live. While costs vary somewhat from region to region, the differences are generally not significant and may not affect your overall results.
Note: Kaiser HMO available to all Veolia employees residing in Kaiser California's network.
To qualify for favorable deductions, both of the following must be true for you:
A premium surcharge applies if any of the individuals use tobacco.
Example incentive #3
Low healthcare usage means that you and your family typically only use your medical coverage for preventive care (i.e., some lab tests and preventive prescription drugs) and one or two doctor visits a year.
Medium healthcare usage means that you and your family see the doctor a few times a year for an illness, an injury or a chronic condition and incur prescription drug costs.
High healthcare usage means that you and your family use your medical coverage to manage a complex condition, injury or procedure that requires a number of doctors' visits, prescription drugs on a regular basis and perhaps an inpatient hospital stay, including a birth (regular or Caesarean delivery).