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Use this tool to estimate your annual costs and make an informed decision about which medical plan to choose.

Step 1: Tell us about you

Step 2: Tell us about your and your family's healthcare needs for the coming year

Use the dropdown box below to select Low, Medium, or High healthcare usage for each family member.

For definitions of High, Medium or Low in the "Pre-filled example," click on "healthcare usage" below. Or, to customize the comparison for your and your family's healthcare usage, select the "Customize for you" tab and enter the frequency by medical plan service.

Note: Specialty medication may significantly increase all healthcare estimations.

Step 3: See what you'll spend annually

Total employee medical expenses (indicated by a number above each bar) – excludes all company costs.

Compare how much you'll spend (continued)

Step 4: Health Savings Account

A Health Savings Account (HSA) can help you save on taxes when paying for care and planning ahead for future expenses.
Apply available funding (including company funding) toward the cost of care. I wish to apply available funding (including company funding) toward the cost of care. I do not wish to apply available funding (including company funding) toward the cost of care.
The maximum amount you can contribute is limited by the IRS. If you are 55 or older, check this box to allow up to an additional $1,000 in contributions.
Slide the bar to change your desired HSA contribution amount.
My desired HSA contribution: .
Cost of care
Before HSA claims
Claim reimbursements
After HSA claims
Company HSA funding
Employee HSA funding*
Company match
Applied to cost of care
Potential rollover amount
*Subject to applicable plan limits.

Step 5: Find out how you can save on taxes

Use this tax calculator to see the benefits of contributing to a plan's tax-advantaged savings account.

Select a plan in the dropdown menu below and then click "Go to Tax view".

Tax Calculator

Medical Plan: Plan Name

Tax Calculator (continued)

(Exclude you and your spouse)

Use the sliders above to estimate your eligible out‑of‑pocket medical expenses for the upcoming plan year.

Income tax filing status:
Number of dependents:
Note: Do not use your browser "back" button to return to the MPCE view.